Loans Overview

• * Mortgage Loans
• * Home Equity Loans and Lines
• * Personal Loans
• * Auto Loans
• * Student Loans
• 
  MORTGAGE LOANS & REFINANCING
  
• Your home means everything to you. Choose a home lending partner that understands. We help customers buy, build, and remodel houses every day, and we'd love the opportunity to earn your business. We're proud to provide flexible mortgage loan options and personal services to you, our neighbors, and friends.
• You can expect responsive, personal service from experienced lenders who will work with you, one-on-one, throughout the entire mortgage loan process. You can expect timely responses to questions and regular communication from your mortgage lender so you always feel informed. You can be confident your mortgage lender will do everything possible to make the mortgage process straightforward and smooth.
• Ready to crunch some numbers?
• *Estimate how much my mortgage payment would be
• *Estimate the home value and monthly payment I can afford
• We also have several other calculators - rent vs. own, Annual Percentage Rate, Debt Consolidation, and more.
• You can count on Our Bank for competitive mortgage interest rates and some of the lowest closing costs around. Contact one of our mortgage lenders today for 30-year, 15-year, and other current interest rates or to learn more about our mortgage process.
• 
  HOME EQUITY LOANS & LINES
  
• Make your dreams a reality!
• Home Equity Line of Credit
• Apply online
• A home equity line of credit from Our Bank is a flexible credit line, with the benefit of anytime-spending possibilities. Whether you want to tackle that home improvement project, take a much-needed vacation, pay for your child's braces, finance a college education or simply consolidate your debt, we can help you find the perfect home equity line to fit your needs. Imagine the possibilities!
• * Variable-rate or fixed-rate financing - you choose the option that's best for you!
• * Funds available when you need it
• * Repayment based on amount of credit line outstanding
• * Up to 90% combined loan-to-value financing available
• * Interest may be tax deductible
• * Easy access - advance funds from your credit line to your checking account through Touch Tone Teller, Online Banking, or a call to your loan officer
• * Also serves as overdraft protection
• * Property insurance is required
• 
  PERSONAL LOANS
  
• Searching for a personal loan solution? Our Bank offers short-term lending options to help meet certain expenses that might not fall under the category of traditional loans, such as home or business needs. We'll work with you to determine the best loan for you.
• Apply online or contact us today !
• 
  AUTO LOANS
  
• Considering a new car? Stop by Our Bank! We have a wide variety of automobile loans to help get you behind the wheel of your dream vehicle, all with competitive rates and convenient payment options.
• Apply online or contact us today
• 
  STUDENT LOANS
  
• Our Bank is dedicated to helping you meet your educational goals. While we don't offer student loans to new or current students, we can help you make those important decisions for funding your education. If you are looking for a refinancing, Our Bank is always here to serve you better.